The following is a list of some of the assistance programs available for homebuyers in the State of Pennsylvania. To learn more about an assistance program click on the name of the program you wish to learn more about and it will take you to that program’s website. To speak to us CLICK HERE.

STATEWIDE PROGRAMS

FIRST FRONT DOOR– $5,000

First Front Door can help homebuyers with closing costs and down payment. For every $1 you contribute, FFD will provide $3 in assistance, up to $5,000. The loan is forgiven if the property is not sold prior to five years, but is not forgiven if sold prior to five years. Funding is limited and available on a first-come, first-serve basis.

EMPLOYER ASSISTED HOUSING (EAH) INITIATIVE– $8,000

Eligible employees can receive a Keystone Advantage Assistance Loan of up to $8,000 for the down payment and/or closing cost assistance in the form of an interest loan amortized over 10 years.

HOMESTEAD DOWNPAYMENT AND CLOSING COST ASSISTANCE LOAN– $10,000

Homebuyers eligible for the HOMEstead program may qualify for up to $10,000 in down payment and closing cost assistance in the form of a no-interest, second mortgage loan.

KEYSTONE ADVANTAGE ASSISTANCE LOAN PROGRAM– $6,000

The Keystone Advantage Assistance Loan Program provides a second mortgage loan to help with the costs associated with the purchase of a home. Qualified borrowers can receive up to four percent (4%) of the purchase price or market value or $6,000 (whichever is less) in downpayment and closing cost assistance to be repaid monthly. The assistance loan will be amortized over a ten year term at zero percent (0%) interest.

GOOD NEIGHBOR NEXT DOOR

KEYSTONE FORGIVEABLE IN TEN YEARS LOAN PROGRAM (K-FIT)

The Keystone Forgivable in Ten Years Loan Program (K-FIT) is available for qualified homebuyers, to provide assistance towards downpayment and/or closing costs. This program provides a second mortgage loan to help buyers supplement the costs of homeownership. Eligible borrowers may receive five percent (5%) of the lesser of the purchase price or appraised value with no maximum dollar limit in downpayment and closing cost assistance. The K-FIT loan is forgiven on an annual basis over ten years at a rate of ten percent (10%) a year.

K-FLEX

ASSISTANCE PROGRAMS BY COUNTIES

BEAVER COUNTY

Assistances is determined by individual needs

BERKS COUNTY

Berks County homebuyer loan program– UP TO $5,000

BRADFORD COUNTY

Bradford County homebuyer program– UP TO $5,000

BUCKS COUNTY

Bucks County homebuyers program– UP TO $10,000

CHESTER COUNTY

Chester County homebuyer program– UP TO $10,000